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Rates

DUFCU is dedicated to providing our members with a full range of quality, convenient financial services at competitive prices.

All rates include .25% discount for automatic payments or payroll deduction.

*APR=Annual Pecentage Rate: Yearly cost of obtaining credit.

*Rate Ranges: Rate will be determined by your credit experience. Rates are subject to change without notice. Contact Duke FCU for terms.

(1) Share Secured, Certificate Secured, Visa, first mortgages and Home Equity Lines of Credit are excluded. (2) The interest rate is variable and is based on an Index using the prime rate (as published in Wall Street Journal) rounded to the next highest one-eighth percent (0.0125%). The rate will be adjusted quarterly on the first day of January, April, July and October. We will use the most recent Index available to us as of 15 days before the date of any annual percentage rate adjustment. Cannot increase more than 2.00% per year. Maximum annual percentage rate is 18.00% and the minimum annual percentage rate will be Prime.

(3) Interest rate is variable based on an index using the prime rate as published in The Wall Street Journal plus the margin rounded to the nearest 0.125%. The rate will be adjusted quarterly on the first day of January, April, July and October. We will use the most recent Index available to us as of 15 days before the date of any annual percentage rate adjustment. Any increase in the annual percentage rate will take the form of more payments of the same amount. Maximum annual percentage rate is 18% and the minimum will be 10.00%.