Become a member/owner of Duke Credit Union!  

As a not-for-profit financial cooperative, we are dedicated to providing a financially secure and stable organization with products/services designed specifically for you.  Plus - your Duke Credit Union membership supports Duke Children's. Feel good knowing you are making a difference in the lives of young patients and their families.    

Click Here for Membership Qualifications 

We would be happy to open your account in-person or you may start the joining process by submitting the membership application below.  Please provide the following within 14 days of submitting your membership application: 

  1. PROOF OF IDENTIFICATION:  Send black/white photocopies of your social security card and valid driver's license/state ID to: or fax (919) 660-9859.  Be sure to encrypt your email before sending.
  2. MINIMUM DEPOSIT: $25.00 + $5.00 one-time membership fee = $30.00, may be mailed to Duke Credit Union, 2200 West Main St, Suite L100, Durham, NC 27705. Please DO NOT mail cash.  Deposits may also be made in-person.

When will my account be open?

Your account will be established once you send proof of identification and your initial deposit ($30.00 minimum) within 14 days of submitting your online membership application. 

PLEASE NOTE:  If proof of identification and the minimum deposit are not received within 14 days of submitting your online application, the account will not be opened and the membership application will be void.     

 *Indicates required field
Personal Information:

Personal Information

Member Type:

Member Type (Required to Check One)*

US Person or Resident Alien:

U.S. Person or Resident Alien (Check One)*

Joint Account Information:

Joint Account Information

We understand that by establishing a joint account under the provisions of North Carolina General Statute 54-109.58 that: (1) Duke Credit Union may pay the money in the account to, or on the order of, any person named in the account unless we have directed the withdrawals require more than one signature; and (2) we elect to create the right of survivorship in the account, that upon the death of one joint owner the money remaining in the account will belong to the surviving joint owner and will not pass by inheritance to heirs of the deceased joint owner or be controlled by the deceased joint owner's will.

DUFCU Signature Services:

DUFCU Signature Services

Check which account(s) and/or services you are requesting.



Beneficiary for Payable on Death:

Beneficiary for Payable on Death (P.O.D.)

P.O.D. ACCOUNT AGREEMENT: I/We agree with Duke Credit Union that the person(s) named below is/are designated as P.O.D. payee(s). Upon my death (the death of the last survivor of us), all such funds shall be owned and payment shall be made at the request of any surviving P.O.D. payee(s). The names listed below are to be used for all my Duke Credit Union accounts except IRAs.


UTTA/UGMA (as custodian for (minor) under the Uniform Transfers/Gifts to Minors Act.

TIN Certification & Backup Withholding Information

Under penalties of perjury, I certify that:

  1. The number shown on this form is my correct taxpayer identification number
  2. I am not subject to backup withholding because: (a) I am exempt from backup withholding or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of failure to report all interest and dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and
  3. I am a U.S. person (including a U.S. resident alien).

Certification Instructions Click on the box (red X) for item (2) above if you have been notified by the IRS that you are currently subject to withholding because you have failed to report all interest and dividends on your tax return. Click on the box (red X) for item (3) and complete a W-8 BEN if you are not a U.S. person.

By signing below, I/We agree to the terms and conditions of the Membership and Account Agreement, Truth-in-Savings Rate and Fee Schedule, Funds Availability Policy Disclosure, if applicable, and to any amendments Duke Credit Union makes from time to time which are incorporated herein. I/We acknowledge receipt of a copy of the Agreement and Disclosures applicable to the accounts and services requested herein. If an access card or Electronic Funds Transfer service is requested and provided, I/We agree to the terms of and acknowledge receipt of the Electronic Funds Transfer Agreement. If a joint account is requested, we agree to the survivorship designation in this application. The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.


Valid identification is required to open accounts. Mail applicants should attach:

  • a photocopy of social security card and
  • a black and white photocopy of one of the following photo IDs: valid Driver's License, Passport, Duke Employee ID or State Issued ID.

(For joint accounts, ensure joint information is completed) Primary and joint account owners must both sign. Missing information may delay processing. Duke Credit Union reserves the right to refuse this form if our verbiage has been altered. See Truth in Savings Disclosure booklet for a complete list of fees and disclosures.

*To avoid the $3 monthly fee, one of these qualifications needs to be met – have a loan, direct deposit, $100 in average compensating balances in savings or be under the age of 25.

** Upon credit approval.

BSA Member Due Diligence Questionaire:

BSA Member Due Diligence Questionaire

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Are you a high ranking foreign political figure *

Are you a close associate or family member of a high ranking foreign political figure? *

Employment Status *

Membership Eligibility *

Please provide name, contact information and account number of the member to whom you are related. This will be verified before opening the account.

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