Fee Schedule
Effective as of 3/01/2019
| Checking Accounts | |
|---|---|
| Regular Checking Account |
$5.00 per month(1) |
| Prime Checking Account |
$1.00 per month (paper statement) |
| Check Orders |
Price Varies |
| Savings Accounts | |
|---|---|
| Share Savings | $3.00 per month (Avoid this fee by signing up for direct deposit Or Maintain $100 average monthly minimum balance Or Be Under Age 25 Or Have a loan.) |
| Inactive Share Savings (no deposit or withdrawal made within the last 12 months) with monthly balance below $100 |
$5.00 per month |
| Check Cashing (unless drawn on us) | $3.00 per check |
| Value Savings (Share Savings with Direct Deposit) | No Monthly Maintenance Fee |
|
Rainy Day Share
*Unauthorized withdrawals on Rainy Day Share accounts are subject to loss of dividends up to 90 days.
|
$25.00 Withdrawal Fee* |
| Money Market Accounts | No Fee |
|
Holiday Club Account -
|
$5.00 Early Withdrawal Fee
|
| General Services | |
|---|---|
| One time membership fee | $5.00 |
| Stop payment fee- Call to Credit Union to process | $20.00 |
| Stop payment using Audio Express or Internet Account Access | $15.00 |
| Insufficient funds Check, ATM, pre-authorized ACH drafts | $32.00 |
| Returned cash item (Non-DUFCU check deposited by member and returned by another financial institution) |
$32.00 |
| Duplicate copy of check | $5.00 |
| Copy of current monthly account history | $5.00 |
| Statement copy from previous month or quarter | $5.00 |
| Transfer funds between accounts - Audio Express, Internet or Mobile Device | No Fee |
| Call to employees to process transfer | $5.00 |
| Counter check | $1.00 |
| Foreign check deposit | $5.00 |
| Account closing within (90) days of opening | $25.00 |
| Verification of deposits | $10.00 |
| Dormant accounts "finders fee" per year | $5.00 |
| Levy or garnishment | $25.00 (2) |
| Undeliverable address | $1.00/return |
| Representative Assisted Activities | |
|---|---|
| Excessive withdrawal fee | $3.00(3) |
| Statement balancing or research | $25.00/hour |
| Cashiers checks | $5.00 |
| Stop payment on cashiers checks | $20.00 |
| Visa Gift Cards - not reloadable | $3.95 |
| Visa Travel Money Cards - reloadable |
$5.95
$2.00 to reload
|
| Wire transfer fee- Outgoing- Within the United States | $15.00 |
| Outside the United States | $40.00 |
| Wire transfer fee- Incoming | $20.00 |
| Notary fee | No Fee |
| ATM & ATM/Debit card fees | |
|---|---|
|
Duke Credit Union ATM Network (Durham)
|
No Fee |
| CashPoints® ATM Network (NC Only) | No Fee |
| Allpoint® ATM Network (Nationwide) | No Fee |
| Bank ATMs | No Fee from Duke Credit Union (Bank fees apply) |
| Point-of-Sale (POS) transactions | |
|---|---|
| Credit option (signature-based) | No Fee |
| Debit option (PIN-based) | No Fee |
|
Replacement Card
We are unable to instantly issue replacement cards at this time. Upon request, a replacement card may be ordered and mailed to you.
|
$20.00 |
| Unblock Card (no charge for first instance) | $20.00 |
| Online Services- Schedule A | |
|---|---|
| Online Banking | No Monthly Maintenance Fee |
| Bill Pay - with Prime Checking | No Monthly Maintenance Fee |
| Bill Pay - with Regular Checking | $5.00/month |
| Bill Pay - Inactivity Fee (No bills are paid for more than 90 days) | $5.00/month |
| Bill Pay - Check Copies | $10/item |
| Bill Pay - Stop Payment | $20/item |
| Bill Pay -Account Research | $20/hour |
| Bill Pay -Insufficient Funds Fee | $32/occurrence |
1Fee will be assessed if your monthly average balance falls below $2,500 in loans or deposits or if Direct Deposit with Duke Credit Union is cancelled for any reason.
2Fee collected if we are required to hold or deliver funds in compliance with a levy or garnishment.
3Compensating Loans/Savings balances above $2500 receive unlimited teller withdrawals. Balances below $2500 receive three (3) free teller withdrawals per month.