Build a positive repayment history with Duke Credit Union and the Credit Bureaus with a Credit Builder loan.  Funds from the Credit Builder loan are placed in a regular share account while the loan is in repayment.  The loan is reported to the Credit Bureaus to build your credit history. 

  • Loan amount of $500-$1000
  • Fixed interest rate of 18.000%
  • Low monthly installment payments
  • Loan proceeds will be held in DUFCU share account
  • Loan proceeds will earn the same rate as your standard share account
  • Flexible repayment terms
  • Payroll deduction or electronic payment option
  • Funds may be withdrawn after loan is paid in full

  • Credit Union Membership
  • Must be over 18 years of age with means to repay the loan
  • 3 years of employment
  • Credit Report Review with Financial Guidance Counselor

No Beacon or DTI required

Call (919) 684-6704 to Apply