A personal loan is a loan that is not secured by a car, house, boat, deposits or some other type of collateral . With a personal loan you may borrow (with credit approval) for whatever you may need; computer, vacation, major purchase, debt consolidation or anything else. Our personal loans typically have a higher interest rate than our lines of credit or secured loans such as second mortgages. So if you own a home, or if you are looking to apply for more than $15,000 you may be better off applying for a second mortgage or home equity line of credit.
*APR = Annual Percentage Rate. Computer loan requires member qualification and is subject to credit approval. Offer valid for Duke University or Duke Health Employees only when making a purchase through the Duke Technology Center. Purchases may include a computer and/or tablet and accessories sold at the Duke Technology Center and must be purchased together. Returns, Exchanges or Refunds follow the Duke Technology Center's return policy. Loan payment requires automated payroll deduction (monthly or bi-weekly) over 6-18 months.