First Mortgage Loans - rates change daily.

Click Here for Rates or call (919) 660-0049.


Second Mortgage / HELOC
Current Rates as of April 15, 2024.  Rates are subject to change*.
Loan to Value 
(LTV)
APR*

FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
10.20% - 11.20%


Over 80% LTV
11.20% - 12.20%

VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 90% LTV
8.50% - 12.75%































*APR= Annual Percentage Rate.  Rates based on approved credit rating.  Rates subject to change without notice.

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254