First Mortgage Loans - rates change daily.

Click Here for Rates or call (919) 660-0049.


Second Mortgage / HELOC
Current Rates as of May 1, 2025.  Rates are subject to change*.
Loan to Value 
(LTV)
APR*


FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
7.15% - 8.15%


Over 80% LTV
8.65% - 9.65%

VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 90% LTV
7.50% - 11.75%













































*APR= Annual Percentage Rate.  Rates based on approved credit rating.  Rates subject to change without notice.

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254