First Mortgage Loan Rates change daily. 

 
Second Mortgage / HELOC
Current Rates as of August 1, 2026.  Rates are subject to change*.
Loan to Value 
(LTV)
APR*


FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
6.65% - 7.65%


Over 80% LTV
8.15% - 9.15%

VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 90% LTV
6.75% - 11.00%













































*APR= Annual Percentage Rate.  Rates based on approved credit rating.  Rates subject to change without notice.

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254