First Mortgage Loans - rates change daily.

Click Here for Daily Rates or call (919) 660-0049.


Second Mortgage / HELOC
Effective December 1, 2021
Loan to Value 
(LTV)
APR*


FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
5.10% - 8.10%


Over 80% LTV
6.60% - 10.10%

VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 100% LTV
4.00% - 7.50%













































*APR= Annual Percentage Rate.  

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254