First Mortgage Loans - rates change daily.

Click Here for Daily Rates or call (919) 660-0049.

 
Second Mortgage / HELOC
Effective June 1, 2020
Loan to Value 
(LTV)
APR*
 
FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
4.90% - 7.90%
Over 80% LTV
6.40% - 9.90%
VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 100% LTV
4.00% - 7.50%
*APR= Annual Percentage Rate.  

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254