First Mortgage Loans - rates change daily.

Click Here for Rates or call (919) 660-0049.

Second Mortgage / HELOC
Current Rates as of May 15, 2024.  Rates are subject to change*.
Loan to Value 

FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
8.80% - 9.80%

Over 80% LTV
9.80% - 10.80%

VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 90% LTV
8.50% - 12.75%

*APR= Annual Percentage Rate.  Rates based on approved credit rating.  Rates subject to change without notice.

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254