First Mortgage Loans - rates change daily.

Click Here for Rates or call (919) 660-0049.


Second Mortgage / HELOC
Current Rates as of February 1, 2023.  Rates are subject to change*.
Loan to Value 
(LTV)
APR*


FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
8.85% - 9.85%


Over 80% LTV
9.85% - 11.35%

VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 90% LTV
7.50% - 11.75%













































*APR= Annual Percentage Rate.  Rates based on approved credit rating.  Rates subject to change without notice.

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254