First Mortgage Loans - rates change daily.

Click Here for Daily Rates or call (919) 660-0049.


Second Mortgage / HELOC
Effective August 1, 2022.  Rates are subject to change.
Loan to Value 
(LTV)
APR*


FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
4.90% - 6.90%


Over 80% LTV
5.40% - 8.90%

VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 90% LTV
4.75% - 9.00%













































*APR= Annual Percentage Rate.  

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254