First Mortgage Loans - rates change daily.

Click Here for Rates or call (919) 660-0049.

Second Mortgage / HELOC
Current Rates as of November 15, 2022.  Rates are subject to change*.
Loan to Value 

FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
8.15% - 9.15%

Over 80% LTV
9.15% - 10.65%

VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 90% LTV
6.25% - 10.50%

*APR= Annual Percentage Rate.  Rates based on approved credit rating.  Rates subject to change without notice.

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254