First Mortgage Loans - rates change daily.

Click Here for Daily Rates or call (919) 660-0049.

 
Second Mortgage / HELOC
Effective July 1, 2018
Loan to Value 
(LTV)
APR*
 
 
FIXED Rate Second Mortgage
(15 years maximum term)
Up to 80% LTV
5.25% - 8.25%
 
 
Over 80% LTV
6.75% - 10.25%
 
VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 100% LTV
5.00% - 9.25%
 








 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
*APR= Annual Percentage Rate.  

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254