First Mortgage Loans - rates change daily.

Click Here for Daily Rates or call (919) 660-0049.


Second Mortgage / HELOC
Effective May 1, 2022
Loan to Value 
(LTV)
APR*


FIXED Rate Second Mortgage
(15-year maximum term)
Up to 80% LTV
2.25% - 5.25%


Over 80% LTV
3.75% - 7.25%

VARIABLE Rate Home Equity Line of Credit (HELOC)
Up to 90% LTV
4.00% - 7.75%













































*APR= Annual Percentage Rate.  

Federally Insured by NCUA.  Equal Housing Lender.  NMLSR ID 410254