Duke Credit Union has made every effort to implement a fee structure that does not fee members that adopt a more efficient way of using their accounts. See below for ways to avoid fees.
|TYPE OF ACCOUNT||FEES||WAYS TO AVOID THIS FEE!|
|CHECKING ACCOUNT||$5 per month||AVOID IT: Sign-up for Direct Deposit, Or have $2500 in savings/loans and checking is FREE!|
|CHECKING ACCOUNT Statements||$1 per month for paper statements. (for all types of checking accounts)||AVOID IT: Sign-up for electronic i-statements. FREE!|
DEBIT/ATM CARD or ATM CARD
|ATMS not owned by Duke Credit Union may surcharge (e.g. Bank ATMs). There is no fee to members using Duke Credit Union ATMs.||AVOID IT: Use Duke Credit Union ATMs (FREE) unlimited, Or CashPoints® ATMs (FREE) unlimited, Or Allpoint® ATMs (FREE) unlimited.|
|BILL PAY||$5 per month fee if you have signed up for this service and do not use it for three (3) months.||AVOID IT: Use the service within three (3) months of signing-up! Drop the service if you do not use it!|
SHARE SAVINGS ACCOUNT
|$3 per month fee||AVOID IT: Sign up for direct deposit, Or maintain $100 average monthly minimum balance, Or be under age 25 Or Have a loan with us.|
INACTIVE* SHARE SAVINGS ACCOUNTS with a balance less
*Inactivity = No deposit or withdrawal made in the last 12 months.
Additional $5 per month fee on all inactive accounts with a balance below $100*.
*Only applies to members that have an inactive savings account! No fee if you have additional services with Duke Credit Union.
|AVOID IT: Keep a minimum balance of $100 in your account, Or make a deposit/withdrawal within 12 months, Or be under age 25, Or add an additional service (checking, credit card, loan, savings product, direct deposit, etc.).|
|TELLER WITHDRAWALS||$3 per withdrawal (first three (3) FREE)||AVOID IT: Do not exceed three (3) withdrawals per month, Or use our ATM, Or be under age 25.|
|CHECK CASHING||$3 per check unless drawn on the Credit Union. Deposits are not counted as transactions.||AVOID IT: Sign up for direct deposit, Or maintain $100 average monthly minimum balance, Or be under age 25 Or have $2500 in compensating loans or savings.|
||$32 fee per event||AVOID IT: Keep sufficient funds in your account to cover your expenses|