Are your New Year resolutions similar to what you wrote last year?

Is your motivation already declining? 

How can 2021 be different?

Whether your resolutions are about taking control of your finances, getting in shape, or being a kinder person, you can reach your goals in 2021. Read on for five tips on making change last.

Make it S.M.A.R.T.
  • Specific. Don’t be vague about how you want to improve. Resolutions like “Try to be a kinder person,” don’t translate into tangible steps. Instead, make goals like “Do one random act of kindness each day.”
  • Measureable. Make sure your goals have clear markers to track your progress.
  • Achievable. Be realistic about what you can accomplish. If you haven’t worked out in years, don’t resolve to run a 10K this year. Instead, start small, like committing to a 10-minute workout each day.
  • Relevant. It’s best to concentrate on areas where you most need to improve.
  • Time-based. Set a specific date for achieving each goal.
Chart your progress. Use a calendar to check off every day you’ve stuck to your resolutions. Visual reminders of your successes can be a powerful motivator.

Don’t keep your resolutions to yourself. One of the best ways to ensure success is to share your journey with others. Here are three ways you can do this:

Enlist the help of a friend. It’s easy to fool yourself into thinking you’ve changed; it’s a lot harder to fool a friend. Pair up with a pal and commit to keeping each other in check. Share your resolutions and designate one day a week, or twice a month, as a check-in day, to note each other’s progress and give honest feedback.

Post your progress on social media. This will make you accountable to an entire audience.

Celebrate each win. Don’t wait until you’ve shed the last pound or reached your savings goal to celebrate your achievements. Reward yourself for the smaller goals you achieve along the way, like a 5-pound target or the first $500 you sock away in your savings account. Celebrating your progress will give you the motivation you need to keep on improving.

Embrace imperfection. Learn to accept that perfection is a myth. You can be a wonderful, better you without being perfect.

Happy 2021 from all of us here at Duke Credit Union.  You can do it!